' PROLOGUE
Filled with.
Every seeds of LOVE.
Intense of the HEART.
Thoughts in the MIND.
Sense of EMOTIONS.
Pinch of JOY.
Comfort and PEACE.
Ability of CREATIVITY.
' MUSIC
Say It Again Acoustic - Marié Digby
Think about love,
is I never saw it coming
You kinda crept up
into me by surprise
And now there’s a voice inside my heart
that’s got me wondering
Is this true?
I wanna hear it one more time
Move in a little closer
Take it to a whisper
Get just a litter louder
Say it again for me
Cause I love the way it feels when you are telling me that i’m the only one who blows your mind
Say it again for me
It’s like the whole world stops to listen when you tell me you’re in love
Say it again
The thing about you is you know just how to get me
You talk about us like there’s no end in sight
The thing about me is that
I really wanna let you open the door and walk into my life
Move in a little closer
Take it to a whisper
Get just a litter louder
Say it again for me
Cause I love the way it feels when you are telling me that i’m the only one who blows your mind
Say it again for me
It’s like the whole world stops to listen when you tell me you’re in love
And it feels like it’s the first time
That anybody’s ever brought the sun without the rain
And never in my whole life
Have I heard words as beautiful as when you say my name
Say it again (X9)
When you tell me you’re in love
Say it again
' MEMORIES
April 2009
May 2009
July 2009
Friday, July 31, 2009
Projection
Time to do some projections
House ($302,010)
Online registration = $10 (Paid)
Option fees = $2,000 (Upon selection in Oct, 2009)
10% Agreement for lease = $30,000 (Payable by CPF or HDB Grant to first timers)
3% Stamp fees = $9,000 (Payable by CPF or through Eligible Additional Housing Grant)
87% Full payment = $261,000 (Payable by CPF or HDB Loan over 30 years upon collection of keys in 3-4 years time)
Fire insurance = determined by HDB
Actually they are very manageable
in fact we are more than able to achieve this
=)
Renovation in 3-4 years time when we get our keys ($40,000)
Overall renovation (including walls, partitions and lighting) = $20,000
4 inner sliding doors = $2,000
Bed = $4,000
TV = $4,000
Refrigerator = $1,800
Washing Machine = $1,800
Sofa = $1,000
In-built cupboards = $5,000
Carpet = $400
This is a super conservative calculations to make sure that we will have more than enough
and moreover, we will also be blessed with some of the items by various ones
=D
but at the same time, what was mentioned above are only the necessary items excluding the other luxurious items
=x
A Place Where We Belong!
Applying for HDB Loan
Just realized we need to get this HDB Loan before we apply for house
so the next best thing we should do now is to get it done before the Sep!
=x
HDB only accepts online application, so this is what we will need:
- Our Passport and ICs scanned
- Payslips for the past 3 months
- CPF for the past 12 months
- Name and Address of company
After submitting online, we need to print out the application and gather all the supporting documents and send it to them within 7 days using the following channels
a) By fax to : 64903878 / 64903879 / 64903880
Note:
Group all documents relating to each HLE application and fax them at one go. Do not mix documents relating to another HLE application when faxing and do not fax two HLE applications at one go.
b) By email to HDBCredit@hdb.gov.sg
Scan the HLE application form with the supporting documents in jpeg format (minimum resolution 150 dpi) in separate files. Attach them in your email indicating your HLE number as the subject. Note that each email is restricted to 2 MB.
c) By drop-off box
You can submit the HLE application form with the supporting documents in the drop-off box labelled “Loans” next to the taxi-stand at HDB Hub
d) By Post
Send the completed form together with supporting documents to :
Credit Operations Unit
Estate Admin & Property Department
Housing & Development Board
Toa Payoh Central Post Office
P O Box No. 071
Singapore 913103
|
Better get this done quickly
think got to do this by wednesday so that got time to bring down the thing by the following tuesday after our trip to Batam
=)
A Place Where We Belong!
Thursday, July 30, 2009
First Balloting! =)
1st Consideration: ConvenienceIt has a very good location, situated beside the MRT station and the bus interchange.
2nd Consideration: Comfort
the structures are constructed in a way where they are not very cramp together, but there are comfortable distant separated by small gardens.
3rd Consideration: Design
The best is that we can get the one with balcony! i'm so gonna love this place, a place that belongs to just the 2 of us. =)
and most importantly, though not a fully glass house, they have got low windows! =D
A Place Where We Belong!
Monday, May 11, 2009
Floor Plan 1
Haha..
this is done by a famous interior designer who is bored while watching her husband-to-be busy mugging for his final exams.
Don't see the drawing like that k, she is zai one hor!
=)
A Place Where We Belong!
Wednesday, April 29, 2009
Property!
The first step to finding our Palace is to find a good house
After checking up on what HDB has to offer
we concluded that we got to get a 2nd hand flat as most of the house will only finish building by fastest 2012 and we most pro plan to get married towards end of 2010 or start of 2011
=)
found a good site:
http://www.propertyguru.com.sg/
the deals there is quite good!
saw one very good deal of a 4A fully furnished flat for only 280K located at Yishun central
http://www.propertyguru.com.sg/listing/317071/for-sale-yishun-ctrl
but well, we can't get it now either so i trust God for GREATER and BETTER deals in the time to come!
=D
A Place Where We Belong!
Tuesday, April 14, 2009
Welcome home!
Welcome
A Place Where We Belong!
1st Consideration: Convenience
